EU students: fees, student finance and visas explained

Sophie Scagell
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Sophie Scagell
November 4, 2026
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If you’re an EU, EEA or Swiss student thinking about studying in the UK, your funding, fees and visa requirements may be different to UK students. It can feel a bit complicated, but here’s what you need to know.

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Can EU students get UK student finance?

Most EU students starting a course in the UK will not be eligible for UK student finance. You may still be eligible if you:

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  • meet the residency requirements (usually living in the UK for a set period before your course starts)  
  • are an Irish citizen.  

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Check the latest eligibility rules on GOV.UK student finance.

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What funding could I get?

If you meet the eligibility criteria, you may be able to apply for:

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  • a Tuition Fee Loan  
  • a Maintenance Loan (for living costs - this usually depends on how long you’ve lived in the UK).  

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If you’re not eligible for UK student finance, you may need to look at other options such as:

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  • scholarships and bursaries  
  • funding from your home country  
  • personal savings or part-time work.  

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See our undergraduate and postgraduate finance support pages for more options.  

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What about tuition fees?

Most EU students are now classed as international students for tuition fees. However, you may qualify for home fee status depending on your immigration status or residency history.  

Because this can vary, check:

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Do I need a visa?

Most EU, EEA and Swiss students now need a Student visa to study in the UK. You’ll usually need to:

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  • apply for a visa before you travel  
  • meet course and financial requirements  
  • pay the immigration health surcharge.  

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For the most accurate advice, visit the University’s visa guidance pages or the International Student Support team.  

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Not sure what applies to you?

You’re not alone. Lots of students find this confusing, especially if your situation doesn’t fit neatly into one category. If you’re unsure, start with the official guidance and then get in touch with us.  

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We can help you understand your options and next steps. Email advice@exeterguild.com or complete our enquiry form.
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